| Address:
|
CIDADE DE DEUS S/N VILA YARA
06029-900 OSASCO |
| City: |
SP BRAZIL |
|
State: |
|
|
Zip Code: |
00000 |
| Telephone: |
|
|
Description of Business
|
Primary SIC Code:
6022 |
| (As filed with the SEC)
|
|
|
We are the largest private-sector (non-government-controlled) bank in Brazil
in terms of total net worth. We offer a wide range of banking and financial
products and services in Brazil and abroad to individuals, small to mid-sized
companies and major local and international corporations and institutions. We
have the most extensive private-sector branch and service network in Brazil,
which permits us to reach a diverse customer base. Our services and products
encompass banking operations such as lending and deposit-taking, credit card
issuance, consortiums, insurance, leasing, payment collection and processing,
pension plans, asset management and brokerage services. ... More ... |
| Date |
12-mos
Rolling EPS |
Dividend |
P/E
Ratio |
| 12/2005 | 0.27 | 0.004 | 32.75 |
Key Financial Ratios and Statistics |
FYE:
12/31 |
| Profitability |
2008 |
Leverage |
2008 |
| Net Inc/Comm Equity | 0.60 | Total Liab/Total Assets | 0.92 | | Net Inc/Total Assets | 0.02 | Total Liab/Inv Cap | 1.15 | | Net Inc/Inv Cap | 0.02 | Total Liab/Comm Equity | 34.03 | | Pretax Inc/Net Sales | 0.09 | Interest Coverage Ratio | 1.36 | | Net Inc/Net Sales | 0.09 | Curr Debt/Equity | 2.40 | | Cash Flow/Net Sales | -0.33 | LTD/Equity | 1.35 | | SG&A/NetSales | 0.43 | Total Debt/Equity | 3.74 |
| Asset Utilization
|
|
Liquidity |
|
| Net Receivables Turnover | 35.91 | Quick Ratio | NA | | Inventory Turnover | NA | Current Ratio | NA | | Inventory Day Sales | NA | Net Rec/Curr Assets | NA | | Net Sales/Work Cap | NA | Inv/Curr Assets | NA | | Net Sales/PP&E | 16.92 | | |
Income Statement (Millions) |
| |
12/31/2008
|
12/31/2007
|
12/31/2006
|
12/31/2005
|
|
Total Revenues(Net Sales)
|
33,164.66
|
34,144.51
|
25,629.61
|
20,991.54
|
|
Cost of Goods Sold
|
4,114.57
|
3,124.40
|
2,920.78
|
2,983.14
|
|
Selling & Admin Exps
|
14,225.08
|
17,172.89
|
13,314.88
|
8,976.06
|
|
Operating Income
|
10,907.29
|
10,464.99
|
7,216.37
|
6,121.37
|
|
Interest Exp
|
8,025.89
|
4,488.71
|
3,113.50
|
2,361.51
|
|
Pretax Income
|
2,881.40
|
6,387.32
|
4,102.88
|
3,759.86
|
|
Other Income
|
NA
|
411.05
|
NA
|
NA
|
|
Net Income Bef Extraordinary ...
|
NA
|
NA
|
NA
|
NA
|
|
Net Income
|
2,996.69
|
4,471.18
|
3,030.03
|
2,710.78
|
|
Assets
|
12/31/2008
|
12/31/2007
|
12/31/2006
|
12/31/2005
|
|
Cash & Short Term Investments
|
41,498.00
|
81,944.55
|
53,694.21
|
38,743.48
|
|
Receivables - Total
|
1,097.82
|
749.16
|
NA
|
701.54
|
|
Inventories - Total
|
NA
|
NA
|
NA
|
NA
|
|
Total Current Assets
|
NA
|
NA
|
NA
|
NA
|
|
Net Property, Plant & Equipment
|
1,959.93
|
2,115.73
|
1,406.70
|
1,240.26
|
|
Total Assets
|
185,868.83
|
189,131.39
|
121,572.17
|
88,752.78
|
|
Liabilities
|
|
|
|
|
|
Accounts Payable
|
1,299.36
|
2,240.11
|
NA
|
NA
|
|
Debt in Current Liabilities
|
37,823.23
|
43,538.06
|
22,781.04
|
12,867.38
|
|
Total Current Liabilities
|
NA
|
NA
|
NA
|
NA
|
|
Long-Term Debt
|
21,225.74
|
22,826.33
|
14,124.21
|
10,016.55
|
|
Total Liabilities
|
170,099.72
|
170,422.87
|
109,163.20
|
80,066.70
|
|
Stockholder's Equity
|
|
|
|
|
|
Minority Interest
|
141.76
|
158.88
|
43.61
|
37.80
|
|
Preferred Stock
|
4,910.50
|
5,373.00
|
3,331.53
|
2,793.69
|
|
Common Stock
|
4,910.50
|
5,369.60
|
3,326.85
|
2,791.11
|
|
Retained Earnings
|
5,032.20
|
6,022.08
|
5,726.68
|
3,078.51
|
|
Treasury Stock
|
-2.14
|
-74.63
|
-23.45
|
-12.89
|
|
Total Stockholders' Equity
|
15,769.11
|
18,708.52
|
12,408.97
|
8,686.08
|
|
Total Liabilities and Stockholders' Equity
|
185,868.83
|
189,131.39
|
121,572.17
|
88,752.78
|
Cash Flow Summary (Millions) |
|
Categories
|
12/31/2008
|
12/31/2007
|
12/31/2006
|
12/31/2005
|
|
Net Cash Provided by Operating Activities
|
-10,987.99
|
13,079.96
|
-7,021.31
|
1,807.33
|
|
Net Cash Provided by Investing Activities
|
-16,163.66
|
-25,094.71
|
-10,235.15
|
-8,773.72
|
|
Net Cash Provided by Financing Activities
|
34,609.63
|
28,254.17
|
13,693.29
|
5,975.31
|
Annual Summary Data (Millions) |
| Year |
Sales |
Net
Income |
EPS |
| 12/2004 | 14,305.08 | 1,252.28 | -- | | 12/2005 | 20,991.54 | 2,710.78 | 0.27 | | 12/2006 | 25,629.61 | 3,030.03 | -- | | 12/2007 | 34,144.51 | 4,471.18 | -- | | 12/2008 | 33,164.66 | 2,996.69 | -- | | Growth Rates | 23.39 | 24.38 | -- |
| Type |
Date(Q,M) |
No.
Owners |
Shares
Held (000s) |
%
Own |
| Institutional | 12/31/09 | 231 | 342,915 | 20.01 |
|
Report Date :
3/15/2010
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