Company Information

Learn More About XBRL  

Address: CIDADE DE DEUS S/N VILA YARA
06029-900 OSASCO 
City: SP BRAZIL 
State:  
Zip Code: 00000 
Telephone:  


Description of Business


Primary SIC Code: 6022
(As filed with the SEC)  

We are the largest private-sector (non-government-controlled) bank in Brazil in terms of total net worth. We offer a wide range of banking and financial products and services in Brazil and abroad to individuals, small to mid-sized companies and major local and international corporations and institutions. We have the most extensive private-sector branch and service network in Brazil, which permits us to reach a diverse customer base. Our services and products encompass banking operations such as lending and deposit-taking, credit card issuance, consortiums, insurance, leasing, payment collection and processing, pension plans, asset management and brokerage services.  ... More ...  

Per Share Overview

Date 12-mos Rolling EPS Dividend P/E Ratio
12/20050.270.00432.75

Key Financial Ratios and Statistics

FYE: 12/31

Profitability 2008 Leverage 2008
Net Inc/Comm Equity0.60Total Liab/Total Assets0.92
Net Inc/Total Assets0.02Total Liab/Inv Cap1.15
Net Inc/Inv Cap0.02Total Liab/Comm Equity34.03
Pretax Inc/Net Sales0.09Interest Coverage Ratio1.36
Net Inc/Net Sales0.09Curr Debt/Equity2.40
Cash Flow/Net Sales-0.33LTD/Equity1.35
SG&A/NetSales0.43Total Debt/Equity3.74
Asset Utilization   Liquidity  
Net Receivables Turnover35.91Quick RatioNA
Inventory TurnoverNACurrent RatioNA
Inventory Day SalesNANet Rec/Curr AssetsNA
Net Sales/Work CapNAInv/Curr AssetsNA
Net Sales/PP&E16.92  

Income Statement (Millions)

  12/31/2008 12/31/2007 12/31/2006 12/31/2005
Total Revenues(Net Sales) 33,164.66 34,144.51 25,629.61 20,991.54
Cost of Goods Sold 4,114.57 3,124.40 2,920.78 2,983.14
Selling & Admin Exps 14,225.08 17,172.89 13,314.88 8,976.06
Operating Income 10,907.29 10,464.99 7,216.37 6,121.37
Interest Exp 8,025.89 4,488.71 3,113.50 2,361.51
Pretax Income 2,881.40 6,387.32 4,102.88 3,759.86
Other Income NA 411.05 NA NA
Net Income Bef Extraordinary ... NA NA NA NA
Net Income 2,996.69 4,471.18 3,030.03 2,710.78

Balance Sheet (Millions)

Assets 12/31/2008 12/31/2007 12/31/2006 12/31/2005
Cash & Short Term Investments 41,498.00 81,944.55 53,694.21 38,743.48
Receivables - Total 1,097.82 749.16 NA 701.54
Inventories - Total NA NA NA NA
Total Current Assets NA NA NA NA
Net Property, Plant & Equipment 1,959.93 2,115.73 1,406.70 1,240.26
Total Assets 185,868.83 189,131.39 121,572.17 88,752.78
Liabilities        
Accounts Payable 1,299.36 2,240.11 NA NA
Debt in Current Liabilities 37,823.23 43,538.06 22,781.04 12,867.38
Total Current Liabilities NA NA NA NA
Long-Term Debt 21,225.74 22,826.33 14,124.21 10,016.55
Total Liabilities 170,099.72 170,422.87 109,163.20 80,066.70
Stockholder's Equity        
Minority Interest 141.76 158.88 43.61 37.80
Preferred Stock 4,910.50 5,373.00 3,331.53 2,793.69
Common Stock 4,910.50 5,369.60 3,326.85 2,791.11
Retained Earnings 5,032.20 6,022.08 5,726.68 3,078.51
Treasury Stock -2.14 -74.63 -23.45 -12.89
Total Stockholders' Equity 15,769.11 18,708.52 12,408.97 8,686.08
Total Liabilities and Stockholders' Equity 185,868.83 189,131.39 121,572.17 88,752.78

Cash Flow Summary (Millions)

Categories 12/31/2008 12/31/2007 12/31/2006 12/31/2005
Net Cash Provided by Operating Activities -10,987.99 13,079.96 -7,021.31 1,807.33
Net Cash Provided by Investing Activities -16,163.66 -25,094.71 -10,235.15 -8,773.72
Net Cash Provided by Financing Activities 34,609.63 28,254.17 13,693.29 5,975.31

Annual Summary Data (Millions)

Year Sales Net Income EPS
12/200414,305.081,252.28--
12/200520,991.542,710.780.27
12/200625,629.613,030.03--
12/200734,144.514,471.18--
12/200833,164.662,996.69--
Growth Rates23.3924.38--

Stock Ownership

Type Date(Q,M) No. Owners Shares Held (000s) % Own
Institutional12/31/09231342,91520.01




Report Date : 3/15/2010

Powered By Edgar Online Copyright 2010, EDGAR Online, Inc. All rights reserved. Replication or redistribution of EDGAR Online, Inc. content is expressly prohibited without the prior written consent of EDGAR Online, Inc. EDGAR Online, Inc. shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.